Thursday, September 21, 2006

Last Post before Rosh Hashana

Since there is not much time left before Rosh Hashana I am not going to be able to post again after this. When I first started my blog, I had a post here about Orthodox organizations being disorganized. I did not receive many comments on that post but now that more people are reading my blog I will get more comments when I relate the following two stories.

The first thing I want to discuss is what happened to me today. When my wife an I were searching for a mortgage we had a few options available. The first one was too go through a Jewish Non For Profit which would give us a discounted mortgage since it would be our first home purchase, Citibank where our bank acount is and another Mortgage company which is an orthodox company. We decided not to use the Jewish Non for Profit because they were going to charge points and it would take much longer to get the loan approved. We did not use Citibank because their rates were a little high at the time. So we decided to use this Orthodox company which will remain nameless because we would get a lower rate and we had a relative who worked their. Why not let a Jewish relative get the commission instead of someone we do not know. After we were approved and got the mortgage closing time came on the apartment. In the closing, we had to wait because the representative from the mortgage showed up extremely late possibly causing a Chilul Hashem because we were dealing with non-Jews with the apartment. After we settled in the new apartment, we were paying the monthly mortgage payments through the statements we recieved in the mail. Unfortunatly we did not receive the statements on a consistent basis but we made the payments anyway. Shortly after, the loan was sold to a different bank who took over the payments. After a few months, this bank raised our monthly payments. Now, after a year of me calling they were able to figure out why they needed to raise my monthly statements. The original Loan company was not sending in my full payments even though I was paying them so the new Bank had to pay the balance when they took over the loan and now I have to pay him back. SO what happened to this money? That is what I am trying to figure out. BEing that the company who is responsible for this error is an Orthodox company I don't expect it to be resolved anytime soon. From now on, instead of going out of my way to give a Jew business I am going to stay away. Every time I think i am helping a Jew out I end up getting screwed and I am tired of it. Why are orthodox Jews so disorganized? They are putting a really bad name for themselves. The second thing that happened was I know someone who wanted to by new furniture so they went to a frum store. The furniture was supposed to be delivered at 3 today but they called this person and said it won't be delivered untill 10!! Things like this don't happen if you use non "HEIMISHE" companies. These are the people who are going to go into Rosh Hashana and Yom Kippur thinking that they did nothing wrong. Am I going to get a phone call asking for forgiveness for what these people have done? All the stress they have caused from their disorganization and carelessness? I doubt it. Anyway we are forced to forgive these people even if we don't want to because it is ROsh Hashana and Yom Kippur so rather than forcing myself to forgive these people ever again I will stay far away from them so I have nothing to get angry about.

U/D The furniture came on Friday during the day instead of Thursday at 3:00

4 comments:

Litvak said...

It is upsetting to read of such things, and even more upsetting to experience them, but I can't say that I am totally surprised, to be honest. There are some 'frum'/'heimishe' that do such things at times. It is a severe aveira however and blackens the image of frum people. It should be dealt with strongly by Rabbis and others. However, there also are some beautiful frum people, who really act as they should as well, so do not despair and conclude that such things are intrinsic to being 'frum'. They are not. It's just some people misbehaving, plain and simple.

"Anyway we are forced to forgive these people even if we don't want to because it is ROsh Hashana and Yom Kippur."

That is not correct. If the person caused you harm and didn't even ask forgiveness once or indicate regret, you don't have to forgive them, despite Rosh Hashanah and Yom Kippur.

socialworker/frustrated mom said...

It was nice of you to try and give them the business. Sorry for the frustrations with these companies.

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